Investor Financing
Fund Your Next Deal
Whether you're flipping, building a rental portfolio, or bridging to permanent financing — get pre-approved with programs designed specifically for real estate investors.
Luke Roasst
Fix & Flip, DSCR, and Non-QM Loan Specialist
NMLS# 2311093
Simple Process
How It Works
Run the Numbers
Use our free DSCR or Flip/Rehab calculator to see if the deal pencils out before you commit.
Get Pre-Approved
Submit a quick application. No hard credit pull upfront. Get your approval terms so you can move fast on deals.
Close Your Deal
Once you have a property under contract, your lender handles the rest. Fast closings, transparent terms, no surprises.
Loan Programs
Financing Built for Investors
Multiple pathways to get your deal funded. Each program is designed for a specific investment strategy.
DSCR Rental Loans
Qualify based on rental income, not personal income. No W-2s, no tax returns. Perfect for building a rental portfolio at scale.
Fix & Flip Financing
Short-term loans for acquisition and rehab. Draw schedules for renovations, fast closings to win competitive deals.
Bridge Loans
Short-term capital to bridge the gap between acquisition and permanent financing or sale. Ideal for time-sensitive opportunities.
Bank Statement Loans
Use 12 or 24 months of bank statements instead of tax returns to qualify. Built for self-employed investors and business owners.
P&L Statement Loans
Qualify using a CPA-prepared profit and loss statement. Ideal for business owners and investors whose tax returns understate actual income.
Asset Depletion
Qualify based on liquid assets rather than monthly income. A powerful option for high-net-worth investors with significant savings or investment accounts.
Free Tools
Run the Numbers First
Use our free calculators to analyze deals before you apply. No signup required.
Common Questions
Frequently Asked Questions
What is a DSCR loan?
A DSCR (Debt Service Coverage Ratio) loan qualifies you based on the rental income of the property, not your personal income. If the property's rent covers the mortgage payment, you can qualify — no W-2s, tax returns, or employment verification needed.
How fast can I close on a fix-and-flip loan?
Most fix-and-flip loans can close in 10-14 business days once you have a property under contract. Some programs offer even faster closings for experienced investors with pre-approval in place.
Do I need a down payment?
Yes. Most investor loan programs require 10-25% down depending on the program, property type, and your experience level. DSCR loans typically require 20-25% down, while fix-and-flip loans may go up to 90% of purchase price.
Can I close in an LLC?
Yes. DSCR loans, fix-and-flip loans, and bridge loans are business-purpose loans and can close in an LLC, corporation, or other business entity. This is one of the key advantages over conventional financing.
What credit score do I need?
Minimum credit scores vary by program. DSCR loans typically require 660+, fix-and-flip loans 650+, and bank statement loans 620+. Higher credit scores unlock better rates and terms.
What's the difference between a bridge loan and a fix-and-flip loan?
A fix-and-flip loan includes rehab funds with draw schedules for renovation. A bridge loan is simpler short-term capital — typically used when you need to close quickly and plan to refinance or sell without major renovation.
Ready to Talk Terms?
Get a personalized quote based on your deal. No obligation, no hard credit pull to get started.
NMLS# 2311093
All loan programs are subject to credit approval, property eligibility, and underwriting guidelines. Rates, terms, and conditions are subject to change without notice. This is not a commitment to lend. Equal Housing Lender.